Published Aug 21, 2026, 1:09 PM EDT
Falling behind on payments doesn't mean losing your home. See how VA loan technicians can help halt foreclosure.
If you have a VA-backed home loan and you've missed a mortgage payment, you have more time and more options than you probably think. The VA guarantees a portion of your loan, which means it has a direct stake in keeping you in your home. The VA requires your loan servicer to explore every reasonable alternative before foreclosure. Here’s how you can avoid foreclosure after missing mortgage payments.
What to Do in the 24 Hours after Missing a Payment
If you just missed a mortgage payment or know you're about to, it’s important to act quickly. Here's your immediate action checklist:
