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More columns from Quentin Fottrell:

My wife and I are both retired': Do we dip into our $2.3 million fund to pay off our $300,000 mortgage at 2.9%?

'I don't wish to be cold-hearted': My elderly relative can no longer care for himself. Am I wrong to leave his care to the state?

My brother asked me to sign as his executor, but wouldn't let me read the document. Should I have refused?