PremiumOpinionOpinion byDiana ClementYour Money and careers writer for the NZ Herald·NZ Herald·15 Aug, 2026 08:59 PM4 mins to readDiana Clement is a freelance journalist who has written a column for the Herald since 2004. Before that, she was personal finance editor for the Sunday Business (now The Business) newspaper in London.Small financial steps can break the scarcity mindset. Photo / Getty ImagesIs it time to say goodbye to the “cost of living crisis”?That doesn’t mean to say that prices are easing any time soon or incomes are going up.Words matter. They shape how we think about problems and, just as importantly, how we respond to them.
The cost of
