I once bought a share at about ₹6 without understanding what the complete transaction would cost. I later sold it around the same price and was surprised to see a loss of roughly ₹50 somewhere in my account. I did not know whether that number came from the contract note, ledger, available funds or P&L view. The important lesson was not that every small trade has the same charge. It was that I had acted without understanding brokerage, taxes or where a number in a broker app actually came from.

That experience became the starting point for FinEd Saathi, the voice-first financial literacy tutor I built during 10 Days of Voice Agents - VoiceForBharat Edition. I chose the Financial Services track because I wanted to solve a problem I had felt myself. The tutor is for beginners who want Indian market concepts explained in a patient conversation before they put real money at risk. The public code is in the FinEd Saathi repository.

The problem I wanted to solve

Financial education often assumes that a learner already knows the vocabulary. A person who is still asking what an ETF is may be sent to a fee schedule, a tax circular or a dense product page. Even correct information can be hard to use when several unfamiliar concepts arrive at once.