Panama vs Costa Rica for 2026 retirees: compare the pensionado visas, territorial taxes, cost of living, property and healthcare in each country.
Expats · Comparison
Key Facts
—Panama Pensionado US$1,000/month lifetime pension, or US$750 if you buy a US$100,000 home; add US$250 per dependent
—Costa Rica options Pensionado US$1,000/month pension; Rentista US$2,500/month or a US$60,000 deposit; Inversionista from US$150,000
—Taxes both run territorial systems, so foreign pensions and overseas investment income are not taxed in either country
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