Kolkata: The microfinance asset quality stress eased further in June with the share of portfolio at risk reducing to 2.3% from 7.1% a year prior, data from CRIF High Mark showed.This data showed the share of loans remained unpaid up to 180 days of due date. Ageing loans that remained unpaid beyond 180 days of default are not captured here.Also Read: As banks shrink microfinance books, bigger MFIs prepare to grab the gap"Overall risk management remains strong, supported by the effect of guardrails," the credit information bureau said in its latest quarterly report, released Tuesday.The loan originations meanwhile moderated due to seasonal factors, it said.The reduction in the share of stressed loans was helped by aggressive bad loans write-off by lenders across the board, people aware said.The sector has consolidated towards better portfolio performance and larger loan sizes, the report said. The average ticket size rose to Rs 62100 at the end of June from Rs 53,600 a year prior as lenders continued to focus on existing borrowers with good repayment records.Also Read: Rs 20,000 crore credit guarantee plan misses the markBihar and Jharkhand led the shift. The share of over Rs 1 lakh loan originations for these two eastern states rose to 16% from 9.8% and 10.3% from 7.7% respectively over the one-year period. Overall, Tamil Nadu has 30% of the loan originations in over Rs 1 lakh ticket size, highest among all states.Microfinance disbursements stood at Rs 61100 crore in the first quarter, down 20% quarter-on-quarter due to seasonality, the report said, adding that non-banking financial companies-microfinance institutions (NBFC-MFIs) accounted for 45% of origination value.The portfolio share of NBFC-MFIs rose to 44% in June from 38.8% a year ago.