Aug 11, 2026 – 5.00pmThe impact of the federal budget restriction on self-managed super funds investing in housing has spread beyond apartments to housing estates, with some of Australia’s largest home builders saying the policy is hurting the delivery of detached houses and townhouses.Spec, or speculatively built, homes are delivered without a signed sales contract with a buyer. Builders take on the upfront cost for a build that is quicker – there is no design process to co-ordinate with customers – and the dwelling sells at the end of the build.Subscribe to gift this articleGift 5 articles to anyone you choose each month when you subscribe.Subscribe nowAlready a subscriber? Fetching latest articles