The Aeroplan® Credit Card occupies an interesting place among airline credit cards. Although it’s issued for Air Canada’s loyalty program, much of its value comes from airlines you may already fly. Through Aeroplan, you can redeem points with more than 50 airline partners worldwide, including United, Lufthansa, ANA and Singapore Airlines. That alone makes the card as useful for many US travelers as it is for Air Canada loyalists.
With a $95 annual fee, the card focuses less on premium perks and more on value. It earns bonus points on groceries, dining and Air Canada purchases, includes a free checked bag on eligible Air Canada flights and gives card holders access to preferred pricing on Air Canada award tickets. Those benefits won’t appeal to everyone, but for travelers who regularly redeem travel rewards, they can easily outweigh the annual fee.
Below, I’ll break down how the Aeroplan Credit Card performs in everyday spending, where it stands out from competing airline cards and if it deserves a place in your wallet. As always, our recommendations are guided by CNN Underscored’s credit card methodology, which prioritizes measurable value and long-term usability over short-term promotions.
