Many investors lose track of dividends over the years because they change their address or bank account, forget about old investments, or hold physical share certificates that were never updated.If your SBI dividends have remained unclaimed for seven years, they may have been transferred to the Investor Education and Protection Fund (IEPF). Here's how you can check whether you have any unpaid or unclaimed SBI dividends and the steps to claim them.State Bank of India on it social media X posted, “Visit the State Bank's website at sbi.bank.in/web/investor-relations/share-holder-bond-holder-information and use the search facility option under 'Unpaid Dividend' tab for more details.”Before you continue readingHow financially free are you?Most people overestimate their financial freedom. Discover your Financial Freedom score through a quick surveyWhen are dividends sent to the Investor Education and Protection Fund (IEPF)?If the dividend remains unclaimed for seven years after being transferred to a company's unpaid dividend account, the company must transfer the amount, along with any accrued interest, to the Investor Education and Protection Fund (IEPF).Where and how to submit your claim to SBI to get the dividendSBI has provided two official channels for submitting claims:Registrar to Issue and Share Transfer Agent (RTA): Kfin Technologies Limited Email: einward.ris@kfintech.com. SBI Investor Services- investor.seva@sbi.co.inHow to check unclaimed & unpaid dividends transferred to the IEPFClick on the link sbi.bank.in/web/home/unpaid-dividendsSelect Bank, Dividend year, Folio No or Client IDEnter first name/PAN/ DOB/joint holders first name/Pin Code Enter captcha and click search to find the data.How to check unclaimed & unpaid dividends lying with the bankClick on sbi.bank.in/web/investor-relations/unclaimed-dividends-under-iepf2Enter Client IDName of the Investor (Either First Name or Middle Name or Last Name) or PAN of the Investor RequiredCaptcha code and click on Search tab.Things to notePlease enter 8-digits share folio no. [if the shares were in physical form] or 16 characters Depository Participant ID & Client IDIf you are unable to find any data with one input combination, then please try to input another combination. For example, if you are not finding any data by entering Folio No. and PAN then try with Folio No. and investor first name.What is the Investor Education and Protection Fund Authority (IEPFA)?The IEPFA Authority is entrusted with the responsibility of administration of the Investor Education Protection Fund (IEPF), making refunds of shares, unclaimed dividends, matured deposits/debentures, etc. This website can be used to check a refund in respect of unclaimed dividends, matured deposits, matured debentures, the application money due for refund and interest thereon.Who is eligible to claim a refund from IEPF?Shareholders, deposit holders or their legal heirs who have unclaimed dividends, deposits, debentures or shares for a continuous period of 7 years remain eligible to claim a refund by applying to the IEPF Authority by filing the webform IEPF-5 along with the necessary documents.