Aug 6, 2026 – 5.00amQ: My husband and I have an SMSF, and we are both in pension mode. We are thinking of closing the fund and transferring the money to our industry funds. My husband’s industry fund account is in pension mode; mine is still in accumulation. What happens to the status of our SMSF pension accounts during the transfer, and what is the impact on our transfer balance caps, given the amounts have grown? We will also have to start selling shares – at what stage can we transfer the proceeds to our industry funds? – CatherineOrdering matters when liquidating an SMSF in pension mode. Bethany RaeSubscribe to gift this articleGift 5 articles to anyone you choose each month when you subscribe.Subscribe nowAlready a subscriber? Fetching latest articles
How to avoid a costly sequencing trap when closing an SMSF
When liquidating and closing a DIY super fund in pension phase, you need to take action to avoid a nasty financial outcome.
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