For most people in, or approaching, retirement, the plan for their later years has looked something like this: save hard, spend cautiously and leave as much as possible to the children and grandchildren.
But a new cohort looking ahead to retirement are throwing away that rule book and adopting a new strategy.
Francesca and Andy Baker-Brooker, 39 and 41, live in a flat they own in Shoreditch, East London, and do not intend to have children.
Shorts
Francesca, who works in PR, already has £400,000 in her pension – a figure most people twice her age never reach – and Andy, an accountant, says he is aiming to retire with roughly £1m saved.
