Cloudflare is in the early stages of rolling out programmable wallets designed to let AI agents pay for APIs, data and online content using stablecoins, adding a key piece of infrastructure to its agentic commerce ecosystem.
The first step, revealed Tuesday, allows users to claim a unique Cloudflare Wallet handle tied to their account. The primary functions of the wallet, like funding it with stablecoins and authorizing agents to make purchases, will become available "soon," according to a company release.
Cloudflare says the wallets will come in two forms: an Account Wallet that lets individuals and organizations add funds and control spending, and a Virtual Wallet that operates through API keys and allows agents to make purchases on their behalf.
Owners will be able to set allowances, approved-merchant lists and maximum transaction sizes. Cloudflare said those controls could let an agent test different low-cost APIs and select the best option without repeatedly seeking human approval or risking letting the agent run wild with unrestricted spending.
The wallets will support micropayments through x402, a protocol developed by Coinbase that allows websites to return payment instructions when an agent requests it. This lets the agent pay and receive access without the need for a conventional account, subscription or API key.
