Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times.Friendships may be priceless, but money talk often crops up among friends - who owes who money, choosing dinner locations, trying to budget for travel together. But how can we talk openly about money without breaking friendships?In this episode, ST business correspondent Sue-Ann Tan and See Kai Wen talk about how to navigate this issue. Their guest is Vivienne Ong from MoneyOwl. Highlights (click/tap above):1:49 How will it affect the friend group if everyone knows each other’s pay? 7:43 People pleasing vs guarding your own finances 10:56 Money talk when travelling with friends 18:00 Can owing money break a friendship 23:29 Taking emotions out of the equation 24:50 Expensive weddings and angpao 29:26 How to approach the money convoRead Sue-Ann Tan’s articles: https://str.sg/mvSaFollow Sue-Ann Tan on LinkedIn: https://str.sg/A86XFollow See Kai Wen on LinkedIn: https://str.sg/qfwqQHosts: Sue-Ann Tan (suetan@sph.com.sg) and See Kai Wen (seekw@sph.com.sg)Produced & edited by: Amirul Karim and Natasha LiewExecutive producers: Elizabeth LawFollow Headstart On Record Podcast channel here:Channel: https://str.sg/wB2mApple Podcasts: https://str.sg/wuN3Spotify: https://str.sg/wBr9Feedback to: podcast@sph.com.sgGet business/career tips in ST’s Headstart newsletter: https://str.sg/headstart-nl---Follow more ST podcast channels:All-in-one ST Podcasts channel: https://str.sg/wvz7Get more updates: http://str.sg/stpodcastsWatch Headstart On Record Podcast on YouTube: https://str.sg/3psqrx---Get The Straits Times app, which has a dedicated podcast player section:The App Store: https://str.sg/icyBGoogle Play: https://str.sg/icyX---Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.