Pag-IBIG Fund has once again earned an unmodified opinion from the Commission on Audit, marking the 14th consecutive year that the institution received the state auditors’ highest audit opinion, officials announced Friday, July 31.

In a letter dated June 18, COA said its auditor expressed an unmodified opinion on the fairness of presentation of the financial statements of the Home Development Mutual Fund, more popularly known as Pag-IBIG Fund, for the years ended Dec. 31, 2025 and 2024.

An unmodified opinion means that the auditor concluded that the financial statements were presented fairly, in all material respects, in accordance with the applicable financial reporting framework. The COA report covered Pag-IBIG Fund’s audited financial statements, audit observations and recommendations, and the status of implementation of prior years’ audit recommendations.

Department of Human Settlements and Urban Development Secretary Jose Ramon P. Aliling, who also serves as Chairperson of the 11-member Pag-IBIG Fund Board of Trustees, said the latest audit opinion affirms Pag-IBIG Fund’s commitment to sound financial management, good governance, transparency, and accountability in public service.