Many 401(k) investors are discovering that the hardest part of retirement isn't saving — it's spending. So it's time to come up with a plan.
Retirement
Retirement Nightmare: 401(k) Savers Are Afraid To Spend Their Savings
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07:00 AM ET 07/30/2026
Many 401(k) investors are discovering that the hardest part of retirement isn't saving — it's spending. After decades of diligently building a nest egg, many retirees and working Americans say they are reluctant to turn their retirement account balance into a steady paycheck, according to the 2026 Annual Retirement Study by the Allianz Center for the Future of Retirement. Seven…
Many Americans spend decades saving for retirement, but lack a plan for using that money once they stop working, a new survey…
Financial Advisors Say Many Retirees Are Too Afraid To Spend Their Savings.
Many workers save for retirement but lack a strategy to turn 401(k) funds into steady income that will last, a new survey shows.
Retirees often focus on the risk of spending too much in retirement. But spending too little poses another kind of danger.
More Americans are draining their 401(k)s early, risking long-term retirement security.
Muchos estadounidenses alcanzan la jubilación con fondos suficientes, pero la incertidumbre y el temor a tomar malas decisiones…
