Revolut is handing its customers free access to ChatGPT, the result of a new partnership with OpenAI. The fintech, which says it now serves more than 75 million people worldwide, is bundling OpenAI’s ChatGPT Go into its subscription plans, giving anywhere from three months to a year of the service at no extra cost.

The perk scales with how much you already pay. Revolut’s top Ultra tier gets twelve months of ChatGPT Go plus a twelve-month “buddy pass” to hand a friend, Metal gets a year, Premium and Revolut Pro get six months, and even the free Standard tier gets three months as a promotion.

This is not Revolut’s first move into AI. The company has built its own in-app assistant, called AIR, and is reported to lean on OpenAI’s models behind the scenes for fraud monitoring and customer support, so the ChatGPT perk sits on top of a deeper relationship.

The rollout is staggered. Paid subscribers and Revolut Pro users can redeem the benefit immediately in the app, while Plus and Standard customers will get it over the coming weeks, a familiar pattern of rewarding the higher tiers first.

What they are getting is the paid-lite version of ChatGPT. ChatGPT Go, powered by OpenAI’s GPT-5.6, offers higher usage limits, file uploads and document analysis, image generation, and memory, the features that separate a casual chatbot from a daily tool.