Rising inflation and a bull market on Wall Street are challenging the long-held belief that homeownership is the surest path to building wealth.A woman in Washington, D.C. Kevin Carter / Getty Images fileJuly 28, 2026, 4:33 PM EDTFor generations, buying a single-family home was the clearest and most accessible path to building wealth in America. Homeowners could expect to accumulate equity, hedge against inflation and see returns that outperformed their savings accounts.Just a moment.We are getting your experience ready.