SynopsisApple has launched a new device leasing program in the United States. This program offers monthly payment plans for iPhones, Macs, and iPads. Customers can lease devices for twelve, twenty-four, or thirty-six months. Trade-ins and Apple Card payments can reduce monthly costs. At the lease end, users can return, buy, or upgrade their devices.Apple on Tuesday launched a device leasing program in the U.S. through payments firm Klarna, offering customers monthly plans for iPhones, Macs, iPads and Apple Watches.The program, called Apple Upgrade, expands the technology giant's ‌payment options ⁠and ⁠replaces its existing iPhone Upgrade Program and iPhone Payments offering in the country.Customers can lease iPhones and Apple ​Watches for 12 or 24 months, while Macs and iPads are available under 24- or 36-month ​plans, Apple said.Monthly payments start ⁠at $17.99 for ‌an iPhone, $11.99 for an Apple ​Watch or ​iPad and $24.99 for a Mac.Applicants ⁠will undergo a soft credit check by Klarna that will not affect their credit score, Apple said. Customers can reduce monthly payments by trading in an existing device and earn 3% cash back when paying with an Apple Card.At the end of the ‌lease, customers can return the device, buy it through a one-time payment or ​upgrade ​to a newer ⁠model.Existing members of Apple's iPhone Upgrade Program will be able to move to the new leasing plan ​when eligible, use Apple Card monthly installments, seek carrier financing or buy a device outright.The program is available through Apple's website, app and U.S. retail stores. ...moreElevate your knowledge and leadership skills at a cost cheaper than your daily tea.Subscribe Now