Skip to Content News Archives Economy Energy Oil & Gas Renewables Electric Vehicles Mining Commodities Agriculture Real Estate Mortgages Mortgage Rates Finance Banking Insurance Fintech Cryptocurrency Work Wealth Smart Money Wealth Management Investor Personal Finance Family Finance Retirement Taxes High Net Worth FP Comment Executive Women Puzzmo Newsletters Financial Times Business Essentials More Innovation Information Technology FP500 Podcasts Small Business Lives Told Tails Told Shopping Financial Post Store Obituaries Place a Notice Advertising Advertising With Us Advertising Solutions Postmedia Ad Manager Sponsorship Requests Classifieds Place a Classifieds ad Working Profile Settings My Subscriptions Saved Articles My Offers Newsletters Customer Service FAQ News Economy Energy Mining Real Estate Finance Work Wealth Investor FP Comment Executive Women Puzzmo Newsletters Financial Times Business Essentials HomeBusiness EssentialsA new privacy-first budgeting app is changing how Canadians treat their moneyBe WellOff keeps budgeting, debt tracking, savings goals and long-term planningLast updated 37 minutes ago You can save this article by registering for free here. Or sign-in if you have an account.Save on lifetime access to the Be WellOff Financial Wellness Platform. Photo by StackCommerceWe independently select everything we recommend. Buying through us may earn us a commission, which supports our work.This article was created by StackCommerce. Postmedia may earn an affiliate commission from purchases made through our links on this page.Subscribe now to read the latest news in your city and across Canada.Exclusive articles from Barbara Shecter, Joe O'Connor, Gabriel Friedman, and others.Daily content from Financial Times, the world's leading global business publication.Unlimited online access to read articles from Financial Post, National Post and 15 news sites across Canada with one account.National Post ePaper, an electronic replica of the print edition to view on any device, share and comment on.Daily puzzles, including the New York Times Crossword.Subscribe now to read the latest news in your city and across Canada.Exclusive articles from Barbara Shecter, Joe O'Connor, Gabriel Friedman and others.Daily content from Financial Times, the world's leading global business publication.Unlimited online access to read articles from Financial Post, National Post and 15 news sites across Canada with one account.National Post ePaper, an electronic replica of the print edition to view on any device, share and comment on.Daily puzzles, including the New York Times Crossword.Create an account or sign in to continue with your reading experience.Access articles from across Canada with one account.Share your thoughts and join the conversation in the comments.Enjoy additional articles per month.Get email updates from your favourite authors.Create an account or sign in to continue with your reading experience.Access articles from across Canada with one accountShare your thoughts and join the conversation in the commentsEnjoy additional articles per monthGet email updates from your favourite authorsSign In or Create an AccountorMost budgeting apps want a bank connection before they’ll show you anything useful, which puts your full transaction history on a server you don’t control. For anyone who’d rather keep that information to themselves, manual tracking has quickly become a reasonable alternative.Be WellOff is a financial platform that runs without bank logins at all and a lifetime subscription to premium access has just become available to consumers.Get the latest headlines, breaking news and columns.By signing up you consent to receive the above newsletter from Postmedia Network Inc.A welcome email is on its way. If you don't see it, please check your junk folder.The next issue of Top Stories will soon be in your inbox.We encountered an issue signing you up. Please try againBe WellOff brings budgeting, debt tracking, savings goals, wealth building, protection planning and charitable giving into a single platform. You enter your own numbers rather than linking accounts, so nothing arrives pre-categorized and none of your financial information gets sold or shared with third parties.That approach asks for a few more minutes each week, but those minutes are what turn a budget from a report you skim into a plan you follow.Financial Spaces let you run up to five separate budgets, each with its own goals and contributors, so a household plan stays distinct from a personal one. Every contributor signs in with their own credentials, with permissions set to Owner, Member or Viewer within each space. Bill reminders keep due dates from slipping past you and personalized insights point out where spending patterns are starting to drift.Goal tracking follows savings targets, debt repayment and longer-range projections, so progress is something you watch instead of something you estimate. Encrypted cloud sync moves your data between supported devices, Face ID and fingerprint authentication lock the account and you can delete everything you’ve entered whenever you decide to.One payment buys premium features for life, with all future updates included at no additional charge. Be WellOff works on iOS, Android and any modern web browser, though tablets aren’t supported.Your purchase comes with a redemption code. Use it within 30 days to get started. Stop trading your banking credentials for a look at your own budget.What: Financial planning softwarePrice: $71 CAD (Was: $555 CAD)Where to buy: Be WellOff Financial Wellness Platform: Lifetime SubscriptionPrices subject to change. Join the Conversation This website uses cookies to personalize your content (including ads), and allows us to analyze our traffic. Read more about cookies here. By continuing to use our site, you agree to our Terms of Use and Privacy Policy.