An unexpected expense is one of the most common reasons students stop out of college. Research has showed that emergency aid—a timely grant that helps students cover unexpected costs—can greatly improve the odds that they stay enrolled and complete a degree or credential.

However, a new analysis from the Hope Center for Student Basic Needs at Temple University found that despite growth in emergency aid programs on college campuses, far fewer students are receiving that assistance.

The analysis is based on data from Trellis Strategies’ most recent Student Financial Wellness Survey of more than 65,000 undergraduate students across 153 institutions nationwide. It found that the share of students receiving emergency aid fell from 44 percent in fall 2021 to 4 percent in fall 2025—a decline of roughly 90 percent.

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