Everyone's comparing AI coding tool prices on paper. Claude Code Max at $200/mo. Cursor Ultra at $200/mo. Codex with ChatGPT Pro at $200/mo.

But after 6 months of running 10+ production apps across these tools, I can tell you: the sticker price tells you almost nothing about your actual cost.

Here's what I learned tracking every dollar.

The pricing page lie

Comparison articles love neat tables. "$200/mo for Claude Code Max, $200/mo for Cursor Ultra, credits included with ChatGPT Pro."