Over the last few years, fintechs have been riding the wave of India’s digital transformation through key interventions such as digital lending, small payment banks and Buy-Now-Pay-Later entities.
India fintech funding crashed from $5.5B to $889M as investors demand profitability and compliance over hypergrowth. Tech leaders now face a structural shift: retention platforms and governance frameworks replace acquisition-centric strategies as the primary competitive edge.
For years, India's startup ecosystem, comprising majorly of tech-based companies, grabbed headlines when they promised growth and delivered scale.
It resulted in funding rounds and customer acquisitions becoming the benchmark for success.
In 2020 came the Covid-19 pandemic.
Since then, the startup ecosystem has seen tremendous upheavals.
We have seen many edtech and new age companies rise to unprecedented heights and suddenly bite the dust.
New-age fintech lenders like Fibe, Navi, and Kreditbee have achieved profitable growth in FY26, demonstrating business maturity…
In 2023, just 5% of Indian startup funding went into deeptech sectors. By 2025, that number had climbed to roughly 21%, a…
Explore the rising significance of debt funding for Indian startups amidst declining equity financing opportunities from 2016 to…
India's position as the world's third-largest fintech ecosystem is now translating into a larger platform-building role. Global…
India boasts world-class digital finance but lacks global consumer fintechs. Regulatory hurdles prevent innovation, unlike in…
Growth in the core payments business, expansion across credit products and wider adoption of revenue-generating payment…
