Online finance enthusiast The Accounting Professor (@theaccountingprof) argued that leasing a Tesla Model 3 in 2026 is a much better option than buying it outright.

“Here’s why I would still lease a Model 3, even if financing was at 0.99%,” she states in an online post, before delving into why.

On a green screen in her video, she shows off a Model 3 purchase page on Tesla’s website. The information shows several trim and drivetrain configurations, as well as options for financing and leasing. In the clip, the Accounting Professor has the rear-wheel drive $299/month leasing selection highlighted.

“This is the current lease deal on a base Model 3 advertised at $299 a month, but that’s with some money down,” she states.

Next, her video transitions to a financial breakdown screen detailing what folks would expect to pay each and every month without forking over cash upfront.