Moniepoint Publishes Inaugural Impact Report, Revealing How First-Time Access to Credit Is Transforming African Businesses
The Company disbursed more than $700 million in credit to MSMEs in 2025
Moniepoint Inc. ("Moniepoint" or the "Company"), Africa's all-in-one financial ecosystem platform for individuals, businesses, and their customers, today publishes its inaugural Impact Report titled "Creating Financial Happiness".
The report captures Moniepoint’s evolution from a financial infrastructure provider into a comprehensive financial ecosystem, now serving over 20 million businesses and individuals, processing over $250 billion in transaction value annually. It also highlights the impact of expanded access to credit, banking, and business management tools for MSMEs in Nigeria, which face a funding gap of approximately $32.2 billion.
At the heart of the report is access to credit. In 2025, Moniepoint disbursed more than $700 million in loans to MSMEs. For three out of four borrowers, a Moniepoint loan was the first formal business credit their enterprise had ever accessed. Meanwhile, businesses that received Moniepoint credit recorded a 36% increase in average transaction value - reinforcing the case for a more data-driven approach to lending.
