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Quarterbacks make the football world go round. Every NFL season possesses quarterbacks that break out to ascend to new heights, like 2025 NFL MVP runner-up Drake Maye, as well as new lows like Minnesota Vikings 2024 10th overall pick J.J. McCarthy, a passer who ranked dead last in completion percentage (57.6%), touchdown-to-interception ratio (11-12) and passer rating (72.6) in 2025.

So, which quarterbacks' respective values are a little overinflated or underinflated entering 2026? Here is a look at some of the top selections for the most overrated and underrated quarterbacks, including the "Madden NFL 27" cover man.

Caleb Williams is the NFL's biggest rollercoaster passer. The highs can be incredibly high. He helped lead the Bears back from a franchise-record 18-point deficit in a 31-27 wild-card round win over the archrival Green Bay Packers, and he helped force overtime against the Los Angeles Rams in the divisional round with a miracle, fourth-down touchdown heave. Those miracle plays, and his 3,942 yards passing to set Chicago's single-season passing yards record, positioned him to be on the cover of "Madden NFL 27" this summer.

However, the high level of universal praise for Williams as the first Bears quarterback with a pulse since, perhaps, the pre-2010 NFC championship game Jay Cutler is a little much. The reason Chicago fell behind in both of their 2025 playoff games and lost in overtime to the Rams is because of Williams' inefficiency. He morphed into a turnover machine in the postseason, throwing two interceptions while completing just 24 of his 48 passes (50%) in the win against the Packers before throwing three more interceptions on 23 of 42 passing (54.8%) against Los Angeles. The third interception against the Rams came in overtime and doomed the Bears to defeat.