For years, Indian investors have associated systematic investment plans (SIPs) with equities and mutual funds. The idea of investing a fixed amount regularly has become a cornerstone of wealth creation. Now, the same disciplined approach is making its way into fixed income through Bond SIPs, offering retail investors a structured route into the corporate bond market.
The timing could not be better. India’s corporate bond market has seen a sharp rise in retail participation over the past few years, aided by regulatory reforms and the growth of SEBI-registered online bond platform providers (OBPPs). Secondary market transactions in corporate bonds jumped from around 11 lakh trades in FY25 to nearly 29 lakh trades in FY26, highlighting the increasing acceptance of bonds as an investment asset class among investors. The momentum has continued into the current financial year as well.
A handful of OBPPs, including IndiaBonds and Grip Invest, have introduced Bond SIPs to simplify investing in fixed income. The concept mirrors mutual fund SIPs: investors commit a fixed amount periodically and gradually build a diversified bond portfolio instead of making lump-sum investments in a single security.
