Scottish school holidays fall earlier than those down South (we’re already three weeks in, only four-and-a-half to go before school restarts, but who’s counting?) and I am just back from a week in Spain, topping up the vitamin D.
Like almost every other person on Earth, the week leading up to my family holiday was spent in a frantic whirl, attempting to work my way through a bottomless to-do list of admin before activating the blessed out of office message on my emails.
I needed to tie up lots of work before I could switch into holiday mode but also to sort the life admin that never seems to fall at a convenient time, and still needs doing anyway.
Shorts
So the car was booked in for its MOT when I returned and, before I shut my laptop and started packing, I fired off an email to a mortgage adviser. My current fixed-rate deal is due to expire in December and I want to get ahead of the game.







