Discover the key findings from the 2026 FNB Retirement Insights Survey, revealing how South Africans are adapting their retirement planning amidst rising costs and economic challenges.
More South Africans are taking retirement planning more seriously than ever before, but many remain uncertain whether their savings will be enough to cope with rising living costs, mounting debt, healthcare expenses and ongoing family responsibilities.
This is one of the key findings of the 2026 FNB Retirement Insights Survey, now in its fourth year, which provides a comprehensive picture of how South Africans across different income groups view, prepare for and experience retirement.
The study combines qualitative and quantitative research among adults aged 18 and older, examining the perspectives of consumers under 60, those over 60 and retirees.
The research points to a meaningful shift in retirement behaviour, with more South Africans taking active steps to secure their financial futures despite persistent economic pressures. The most significant improvements were recorded among lower-income earners and people in their peak earning years, signalling growing awareness of the importance of long-term financial planning.
