Jul 21, 2026 – 5.00amQ: I’m 50, set to inherit about $800,000 from my mother’s estate and I’d like to contribute it to super. My super balance is about $700,000. How much can I add, and what is the best way for me to do this? I also made concessional (pre-tax) contributions to the maximum annual cap in 2025-26 of $30,000, although my work has become more intermittent.– RobA: There are two ways you can contribute some of this to super, says Phillip Gillard, principal private wealth adviser at Shadforth Financial Group, either by making concessional or non-concessional (after-tax) contributions – or both – up to the annual caps.Subscribe to gift this articleGift 5 articles to anyone you choose each month when you subscribe.Subscribe nowAlready a subscriber? Fetching latest articles
I’m about to inherit $800,000. How much can I add to my super?
Super caps and tax are key considerations when looking to get a lump sum into super.








