Crypto-backed loans allow holders to unlock liquidity using their digital assets without the need to sell. A wide ecosystem of crypto-native lenders has emerged in recent years — including DeFi protocols, centralized exchanges, and purpose-built credit infrastructure blockchains — meaning the options available to borrowers are greater than ever before.
We’ve reviewed a wide sample of the top crypto lending platforms, and scored them on cost, accessibility, usability, trust, and security. Here’s a breakdown of what we found.
1. Figure
Best for: Regulatory-compliant U.S. crypto loans.
Minimum Loan: $5,0002
