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Defence PS Patrick Mariru, Chief of Defence Forces Charles Kahariri, Housing PS Charles Hinga and KCB Bank Kenya MD Annastacia Kimtai during the launch of KDF Mortgage Scheme and MoU signing in Nairobi on July 16, 2026. [Wilberforce Okwiri, Standard]
Over 50,000 active military personnel have been onboarded into the Civil Servants Housing Mortgage Scheme in a new partnership that seeks to make home loans accessible to the uniformed officers.
The partnership between KCB Bank Kenya and Kenya Defence Forces (KDF) will see the military officers access mortgage financing at a concessional rate of four per cent per annum.
This is over a payment period of up to 20 years.






