You’re staring at your phone, bank app open for a transfer, while a delivery app is loading your lunch. Another tab is open to compare grocery prices, while another just pushed a notification about your daughter’s school fees. Your phone is drowning in apps, each demanding its own login, its own KYC (Know-Your-Customer)Customer), and a slice of your money.
This fragmentation is common to the fintech landscape in Nigeria: a dozen single-purpose apps, each solving one problem, none solving them altogether.
Gravy was built to end this. Gravy Stream Inc, a Lagos-based super app founded by a team with real track records in African tech and global finance, has launched a Super App that consolidates all you’re juggling into one account, one KYC, and one interface.
It lives on your home screen as a single icon yet covers payments, cross-border transfers, food, groceries, flight, e-hailing, bills, school fees, and comes with a virtual card. At the moment, Gravy is live across Lagos and Abuja with these different services:
Gravy Finance allows users to send and receive money peer-to-peer, pay utility bills, hold funds in USD and EUR wallets, and convert stablecoins to naira at competitive rates. Importantly, once a user converts their stablecoin, they can either spend it immediately within the app or withdraw it directly to any Nigerian bank account, a seamless, genuinely useful flow that deserves a callout.
