LegalShield Foreclosure Index Hits Six-Year High as Expired FHA Relief Comes Due
LegalShield's Consumer Stress Legal Index (CSLI) is built on roughly 150,000 consumer calls for legal help each month — a measure of what Americans are actually doing, not what they tell a survey
Foreclosure Index up 12.2% YoY, its highest level since March 2020 — a reading that has historically preceded actual filings by one to two quarters
Bankruptcy Index up 28.7% YoY, the largest annual increase of any category, rising every month of the quarter
Overall consumer legal stress up 9.4% YoY and 2.3% from the prior quarter, led by the South and Midwest
