Search+Business News›Markets›Stocks›News›Housing finance stocks: Is the worst of perception over? Time for a relook? 11 HFC stocks with upside potential from a low 6% to 30%Investment IdeasSynopsisAs a sector, housing finance has borne the brunt of regulatory changes and various scams at different points of time. It is a sector that has produced both heroes (HDFC) and villains (DHFL). Given that housing demand will continue rising, it is a sector that is bound to grow. So, what matters is which stock you own; and how long you intend to hold it. The horizon is important as this sector has to deal with interest rate cycles as well as regulatory changes. This makes these stocks prone to phases of underperformance.There was a time when housing finance was considered a sector where nothing could go wrong. But then came 2018, and everything that could go wrong, went wrong.As a sector, housing finance is among those that are very important for the economy. The reason: When a house is built, the impact is felt across the board. Makers of cement, brick and tiles, steel, pipes, and sanitaryware, electrical wires and fixtures, as well as the unorganised workers ETMarkets.com 20 mins read, Last Updated: Jul 14, 2026, 04:38:00 PM ISTGift this Story to your friendsFONT SIZEAbcSmallAbcMediumAbcLargeSAVEPRINTCOMMENTContinue reading with one of these options:Limited AccessFreeLogin to get access to some exclusive stories & personalised newslettersLogin NowUnlimited AccessStarting @ Rs120/monthGet access to exclusive stories, expert opinions & in-depth stock reportsSubscribe NowETUh-oh! This is an exclusive story available for selected readers only.Worry not. You’re just a step away.What’s Included withETPrime Membership