Every purchase we make is a choice, says the writer

At the end of every month, many of us ask the same question: "Where did all my money go?"

It is a fair question. But perhaps there is a more important one we should be asking.

Did I spend my money on the things that truly matter to me?

Every purchase we make is a choice. Some are essential – paying the bond or rent, buying groceries, filling up the car, or paying school fees. Others are less obvious. The daily coffee, another online special, a takeaway because we are too tired to cook, or that item we bought simply because it was on sale.