The mutual fund SIP stoppage ratio eased for the second consecutive month in June to 91.23% against a stoppage ratio of over 95.46% in May and over 100% for two consecutive months before that. In April, the SIP stoppage ratio was 101.14% whereas in March it was 101.06%.The latest reading indicates that more mutual fund SIPs were registered compared to the SIPs that either stopped or whose existing tenures ended.Also Read | Equity mutual fund inflows jump 26% to Rs 28,973 crore in June; midcap funds lead flows The number of SIPs discontinued/ tenure completed in June were recorded at 50.64 lakh whereas the number of new SIPs registered in the same period stood at 55.51 lakh. On the other hand, the number of SIPs discontinued/tenure completed in May was recorded at 51.70 lakh and the number of new SIPs registered was 54.16 lakh.What is the SIP stoppage ratio?The SIP stoppage ratio is the number of discontinued SIPs compared to the number of new registered SIPs. If this ratio crosses 100% then it indicates that more mutual fund SIPs are being stopped than the ones started. However, one must keep in mind that stoppage ratio also includes those SIPs that have expired. Besides, investors may have simply switched from one SIP to another as part of their portfolio reshuffle.SIP contributions touched a record Rs 31,781 crore, reflecting growing investor confidence and the increasing adoption of disciplined, long-term investing, said Venkat Chalasani, Chief Executive, AMFI.SIP assets stood at Rs 17.70 lakh crore in June 2026, constituting 21.5% of the industry's AUM. The number of contributing SIP accounts stood at 9,78,29,912 in June 2026. Mutual fund folios are at 27,85,99,182 crore as of June 2026 with 20.31 lakh net folios being added during the month, taking the total to 27.86 crore, up 0.7% from 27.66 crore in May.The retail MF AUM (equity + hybrid + solution oriented schemes) stood at Rs 49,41,096 crore for the month of June 2026 as against Rs 47,91,061 crore in May 2026. The retail folios (equity + hybrid + solution oriented schemes) are at 21,22,59,046 for June 2026 and 21,10,12,873 for May 2026. Also Read |Gold ETFs witness 570% surge in inflows in June, silver ETFs follow with 300% jump “The record SIP inflow of Rs 31,781 crore in June, the highest in three months, further reinforces that retail investors remain disciplined and are participating in India's long term growth story through systematic investing,” said Feroze Azeez, Joint CEO, Anand Rathi Wealth Limited. (Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)If you have any mutual fund queries, message on ET Mutual Funds on Facebook/Twitter. We will get it answered by our panel of experts. Do share your questions on ETMFqueries@timesinternet.in along with your age, risk profile, and Twitter handle.