Published Jul 10, 2026, 3:17 PM EDT

What Does Pet Insurance Cover During PCS and Overseas Moves?

Planning a military relocation? Discover how pet insurance works during a PCS move, international policy limits, and what expenses are excluded.

For military families, a PCS movecan be stressful enough without worrying about unexpected veterinary bills. If you’re getting ready to relocate, you might be considering pet insurance tohelp cover some of the costs. While military pet insurance can provide some financial support for unexpected vet bills, it doesn’t cover everything. And more importantly, certain pet insurance plans only work in the U.S. and Canada. If you’re moving overseas, you’ll need to choose a pet insurance plan that’s accepted internationally. In this article, we’ll explain what pet insurance can cover during a PCS move, what it doesn’t cover, and whether pet insurance is worth it for military families.

What Does Pet Insurance Cover During a PCS Move?