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When setting up a savings account, trying to figure out what solution is right for you can be confusing. If you want to start saving in a more tax efficient way, ISAs are a great place to start. But what exactly are ISAs, and how do they work?
In general, ISAs, or Individual Savings Accounts, are untaxed personal savings accounts with a legal maximum of how much money you can pay into them each year. There are many different types of ISA, so choosing the best ISAs for you can get tricky!
The main types of ISAs are
Cash ISAs
