Welcome to AFR Interviews, a video and audio series of in-depth conversations with leaders across business, finance and politics.Our guest is Jack Zhang, the founder and chief executive of Airwallex. Zhang has built Airwallex into a global payments giant, which has just been valued at $US11 billion. In this interview, the CEO reflects on mistakes he made in the early days of his company and the reason he turned down a $1.2 billion offer for Airwallex in 2018. He also explains how being an ‘outsider’ fuels his ambition and why artificial intelligence is changing his plans for the company.Subscribe to gift this articleGift 5 articles to anyone you choose each month when you subscribe.Subscribe nowAlready a subscriber? Fetching latest articles