Sophie Elwright, 29, and her husband, Jordan, 29, rented a two-bedroom, top-floor flat in Derbyshire for £571 a month for four years before deciding they wanted to buy.
In 2024, the couple’s landlord said he wanted to sell the flat but, whilst interested, they felt he was asking too much.
Fortune struck and the couple managed to snap up an identical flat to buy in the building next door to theirs for £119,000. Their offer was accepted in February 2024 – but not everything went to plan.
Shorts
The couple received a mortgage offer in March 2024, but in May it was withdrawn. The reason? The lender was concerned about the service charge and ground rent for the flat.
