Warburg Pincus-backed Truhome Finance expects the demand for affordable housing finance with ticket size of ₹35 lakh to register a strong growth backed by the Government policy.The third largest affordable housing finance company has an AUM of ₹21,124 crore as of last December.Between FY23 and FY25, Truhome’s AUM recorded the highest CAGR of 49 per cent among peers, followed by India Shelter Finance with a CAGR of 3 per cent.Truhome Finance registered the second highest disbursement of ₹7,130 crore and ₹6,382 crore between FY25 and FY23, after Aadhar Housing Finance with disbursement of ₹8,192 crore and ₹6,469 crore in the same period, as per Crisil Report.Truhome Finance and India Shelter Finance disbursement grew at a CAGR of 31 per cent each in FY25, highest among its peers, followed by Home First Finance of 26 per cent.Tier-III cities branchesThe per branch AUM of Truhome was at ₹107 crore and disbursement per branch was at ₹32 crore. It served 110,257 active loan accounts as of the same date spread across 216 branches in 19 states. The company opened new branches in tier-III cities to reach out to new markets.Maharashtra and Gujarat contribute 18 per cent and 16 per cent of AUM, followed by Tamil Nadu at 15 per cent.Crisil Research recently estimated that the demand for affordable housing finance is expected to grow at a compounded rate of 8 –10 per cent through FY28 aided by growing demand and policy impetus.The segment continues to represent a significant portion of India’s housing credit ecosystem, accounting for 46 per cent in terms of total loan outstanding and 82 per cent in terms of active loan accounts.Rajasthan clocked the fastest growth in affordable-housing finance with a CAGR of 13 per cent between fiscals 2021 and 2025, followed by Madhya Pradesh (12 pe cent), Gujarat (10 per cent), Uttar Pradesh (9 per cent) and Andhra Pradesh (9 per cent).Published on July 3, 2026