Where are the wealthiest young people in Europe?

Young Europeans face a tough financial reality. High rents, expensive housing and rising living costs make it harder for many people under the age of 35 to save, invest or buy their first home.

In some countries, stronger wages, affordable housing or family support help younger households accumulate wealth sooner. In others, limited job opportunities and heavy housing costs leave many with little more than modest savings.

So where are Europe's wealthiest young people? And how much wealth do 16 to 34 year-olds hold?

The median net wealth of people aged 16 to 34 in the euro area is €24,600, according to the European Central Bank's Household Finance and Consumption Survey (HFCS), published in mid-2026. This is just 18% of the overall median net wealth of €140,100.

Median net wealth ranges from €5,700 in Finland to €257,500 in Malta among 22 European countries with available data.