PremiumJenée TibshraenyWellington Business Editor·NZ Herald·2 Jul, 2026 05:12 AM4 mins to read‌In 2019, KiwiSaver hardship withdrawals were equivalent to 0.19% of funds under management. In 2026, they were equivalent to 0.37%. Photo / 123rfAn increasing number of people appear to be dealing with high living costs at the expense of investing in their futures.

The portion of New Zealanders with investments (including KiwiSaver, but excluding residential property) has dropped to 68%, according to a Financial Services Council (FSC) survey of 2000 people, completed