President Donald Trump’s sweeping changes to student loans take effect today, bringing higher monthly payments for some borrowers and tighter borrowing limits for others. Experts say the overhaul will ripple across generations, affecting everyone from new professionals to parents helping pay for their child’s education.

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The World Cup knockout stage is here, and there’s no room for mistakes. Team USA will play its first win-or-go-home match tonight, facing Bosnia and Herzegovina at 8 p.m. ET in Santa Clara, California. Meanwhile, as the tournament picture sharpens with just over two weeks until the final, one country has emerged as the heavy favorite to win it all. Read more.

CATCH UP: Key takeaways from Tuesday’s World Cup action

The hottest days of summer are still ahead, but the season is already offering a harsh preview of what’s to come. Two deadly heat waves have hit Europe in recent weeks, and now dangerous temperatures are spreading across the US, fueled by weather patterns driven by climate change. Researchers say heat waves like these are becoming more frequent, intense and longer-lasting as the planet warms. Read more.