MOSCOW, July 1. /TASS/. About 34% of Russians are satisfied with themselves, their financial situation and their overall life circumstances, according to a survey conducted by financial marketplace Vyberu.ru.
Among respondents who consider their lives to be prosperous, the most common financial habit is building an "emergency fund," with 28% regularly setting aside money for unexpected expenses. Another 24% said they first save part of their salary for themselves before paying bills and making purchases. Long-term financial planning, covering a period of one year or more, is practiced by 19% of respondents. Meanwhile, 16% invest regularly, while 13% keep detailed records of their spending.
Survey participants also place particular emphasis on spending money on experiences. Among this group, 41% said they would choose travel, education or new hobbies if they had additional disposable income. Another 35% would spend the money on electronics, clothing and other material goods, while 24% would direct it toward building financial reserves or investments.
Another distinguishing feature was respondents’ attitude toward unexpected income. Among those who described themselves as "happy," 44% allocate bonuses, gifts and tax refunds to specific financial goals. Meanwhile, 31% allow themselves one-time purchases without feeling guilty, while 25% divide such funds between savings and entertainment expenses.
