Chelsea’s ongoing struggle to comply with UEFA’s financial rules has seen the club hit with another fine, albeit one much reduced from a year ago.Europe’s football governing body announced on Tuesday the club had breached its squad cost ratio (SCR) limit in 2025, resulting in a €3million (£2.6m) fine, of which €2m (£1.7m) is conditional. The latter element will become payable if Chelsea do not continue to “significantly decrease” their SCR figure in 2026.The monetary punishment doled out for Chelsea’s 2025 transgression pales in comparison to those issued to them by UEFA last summer, when the club was found to have breached both their SCR limit and UEFA’s separate football earnings rule, which restricts overall losses at clubs competing in Europe.Chelsea’s failure to comply with the SCR limit in 2024 resulted in an €11m (£9.5m) fine. Their football earnings breach cost them a further €20m (£17.2m), alongside a threat of that increasing to a total of €80m (£69m) and the requirement to enter a four-year settlement agreement, whereby losses are more tightly monitored and restrictions apply to registering players for UEFA competition. A breach of the agreement will see Chelsea banned from Europe for a year.That football earnings rule is where UEFA bare their teeth and, while they have the ability to impose sporting punishments for the most egregious SCR breaches, the body’s rules clearly prescribe the financial sanctions that await clubs who spend too much on their squads. The fines meted are determined on a sliding scale of severity, with both the size of a club’s breach and the number of previous breaches taken into account.