As destination weddings rise in popularity, guests face a financial dilemma: how to celebrate loved ones without derailing their own financial futures.

When the wedding invitation arrives with a picture of a tropical beach or a European castle, it carries an unspoken price tag that can often reach $3,000 or more. For many, especially younger adults who might be juggling multiple invitations in a single year, the question isn’t just whether they want to attend, it’s whether they can afford to.