I’ve always been a bit confused by the term “nanny state”. But when you actually think about it, it’s pretty self-explanatory.

It’s literally when the Government is seen as being overprotective, interfering in the personal lives of its citizens – comparable to a strict nanny telling a child what they can and can’t do.

And that’s exactly what I thought when I saw the new rules allowing the Department for Work and Pensions (DWP) to ban people from driving if they’ve stopped claiming benefits but still refuse to repay money they owe.

It feels like someone has done something naughty and the government has decided to take away their favourite toy.

To be clear, I’m not comparing benefit fraud to a child misbehaving.