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Nakuru trader’s collapse highlights risks of restocking businesses on credit. [Courtesy]

Businessman Amos Chege transformed a small Nakuru dairy and pastry kiosk into a thriving community enterprise by leveraging digital credit.

When unexpected surges in demand from community gatherings threatened to disrupt his cash flow, he used micro-credit facilities to bridge working capital gaps and stabilise his vital supply chain.

Four years ago, Amos Chege was a quiet but ambitious entrepreneur running a milk and pastry business in a rural village within Nakuru County.