8 days until MiCA full enforcement. One requirement that most agent payment stacks miss entirely: machine-readable reporting. Not PDFs. Not dashboard screenshots. Structured, queryable, auditable data that regulators can ingest programmatically.

MiCA Article 22 requires continuous reserve transparency. Article 36 mandates six-month independent audits. The GENIUS Act adds its own reporting requirements. The EU AI Act demands decision traceability. All three assume the reporting system produces machine-readable output.

Your agent payment logs produce unstructured text. That is a compliance failure waiting to happen on July 1.

The Reporting Gap in Agent Payments

Traditional payment systems were built for human auditors. Monthly statements. Quarterly reports. Annual audits. A person reads a document and signs off.